More Complex Mortgages
More complex circumstances situations, where we aim to help
- Self-employed with only one year’s accounts, or professionals who have been self-employed less than a year.
- Credit problems, mortgage or loan Arrears, late or missed payments, low or poor credit score, County Court Judgements’ or defaults, IVA’s (individual voluntary arrangement)
- Buy to let, holiday lets, first-time landlords, let to buy.
- Portfolio landlords, SPV Limited Company BTL’s, HMO’s, family lets
- Second properties, holiday homes, oversea’s purchases
- Gifted deposits, sales between family members, guarantor mortgages
- Flexible and offset mortgages
- Foreign nationals, temporary or short term visa’s, expatriates,
- Auction purchase and bridging finance, self-build, non-standard construction.
- Debt consolidation, secured loans, home improvement loans
- Contractors, zero hour and fixed terms contract employees, temporary employment, agency staff, foster carers, complex income
- Mortgages into retirement, Right to Buy, Right to Acquire
Think carefully before securing any other debts against your home.
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
